{"id":11672,"date":"2017-02-15T03:27:47","date_gmt":"2017-02-15T03:27:47","guid":{"rendered":"https:\/\/promotelabs.com\/blog\/?p=11672"},"modified":"2026-11-07T22:51:04","modified_gmt":"2026-11-08T03:51:04","slug":"stripe-payment-gateway-review","status":"publish","type":"post","link":"https:\/\/promotelabs.com\/blog\/stripe-payment-gateway-review\/","title":{"rendered":"Stripe Payment Gateway Review"},"content":{"rendered":"<div class=\"plb\">\n<style>.plb{font-size:18px;line-height:1.75;color:#1f2937}.plb h2{font-size:30px;line-height:1.25;margin:44px 0 14px;color:#0b1726;font-weight:800}.plb h3{font-size:22px;line-height:1.3;margin:28px 0 10px;color:#0b1726;font-weight:800}.plb p{margin:0 0 18px}.plb ul,.plb ol{margin:0 0 20px 22px}.plb li{margin:0 0 10px}.plb a{color:#1a8f3c;text-decoration:underline;text-underline-offset:3px}.plb .qa{background:#f1fbf4;border:1px solid #bfe8cc;border-left:5px solid #2ca749;border-radius:12px;padding:18px 22px;margin:4px 0 30px}.plb .qa b.l{display:block;color:#1a8f3c;font-size:13px;letter-spacing:.14em;margin-bottom:6px}.plb .qa p{margin:0}.plb table{width:100%;border-collapse:collapse;margin:8px 0 26px;font-size:16px}.plb th{background:#0b1726;color:#fff;text-align:left;padding:12px 14px}.plb td{border-bottom:1px solid #e5e7eb;padding:12px 14px;vertical-align:top}.plb tr:nth-child(even) td{background:#f8fafc}.plb .gift{display:flex;gap:20px;align-items:center;background:radial-gradient(600px 220px at 85% -40px,rgba(57,212,102,.35),rgba(11,23,38,0) 70%),#0b1726;border-radius:16px;padding:22px 24px;margin:30px 0;color:#e8eef6}.plb .gift img{width:120px;height:auto;border-radius:10px;flex:0 0 120px}.plb .gift b.t{display:block;color:#fff;font-size:21px;line-height:1.3;margin-bottom:6px}.plb .gift span.s{display:block;color:#c9d4e2;font-size:16px;line-height:1.55;margin-bottom:12px}.plb .gift a.g{display:inline-block;background:#2ca749 linear-gradient(180deg,#45d96d,#25a748);color:#fff!important;font-weight:800;font-size:16px;padding:11px 20px;border-radius:999px;text-decoration:none!important}.plb .note{color:#6b7280;font-size:15px;margin:0 0 22px}.plb .faq h3{font-size:20px;margin:22px 0 6px}@media(max-width:640px){.plb{font-size:17px}.plb h2{font-size:25px}.plb .gift{flex-direction:column;align-items:flex-start}.plb .gift img{width:100%;max-width:280px}}<\/style>\n<p class=\"note\">Updated for 2027 by the PromoteLabs team. The 2027 summary below is current; our original review follows it.<\/p>\n<div class=\"qa\"><b class=\"l\">QUICK ANSWER<\/b><\/p>\n<p>Stripe is one of the easiest ways to take card payments online. In the US it charges 2.9% + 30\u00a2 per successful online card payment, with no setup or monthly fee, so you only pay when you make a sale. It suits creators, course sellers and software businesses that want fast setup and a checkout that plugs into almost every cart, membership and funnel tool.<\/p>\n<\/div>\n<h2>Stripe in 2027 at a glance<\/h2>\n<table>\n<tbody>\n<tr>\n<td><b>Standard US online card fee<\/b><\/td>\n<td>2.9% + 30\u00a2 per successful charge<\/td>\n<\/tr>\n<tr>\n<td><b>Monthly fee<\/b><\/td>\n<td>None on standard pricing<\/td>\n<\/tr>\n<tr>\n<td><b>International cards<\/b><\/td>\n<td>About 1.5% extra, plus about 1% if currency conversion is needed<\/td>\n<\/tr>\n<tr>\n<td><b>ACH bank debit (US)<\/b><\/td>\n<td>0.8%, capped at $5<\/td>\n<\/tr>\n<tr>\n<td><b>In person (Stripe Terminal)<\/b><\/td>\n<td>2.7% + 5\u00a2<\/td>\n<\/tr>\n<tr>\n<td><b>Best for<\/b><\/td>\n<td>Online sellers who want quick setup and wide integrations<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>What has changed since our original review<\/h2>\n<ul>\n<li>Pricing is still a simple flat rate in the US, with no monthly fee on the standard plan.<\/li>\n<li>Stripe now covers far more than card payments: subscriptions (Stripe Billing), invoicing, tax and in-person payments are available as add-ons.<\/li>\n<li>Most checkout, membership and funnel platforms connect to Stripe out of the box, which makes it the default choice for many digital product sellers.<\/li>\n<\/ul>\n<p class=\"note\">Fees are shown for US accounts as of late 2026. Stripe sets rates by country, so check stripe.com\/pricing for your current rate before you sign up.<\/p>\n<h2>Our original Stripe review<\/h2>\n<\/div>\n<p><span style=\"color: #008000;\"><em><strong><a style=\"color: #008000;\" href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> specializes in helping those who\u2019re running internet businesses, and they handle billions of dollars in transactions every year for these merchants.<\/strong><\/em><\/span><\/p>\n<p>Take a look to see if <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> is a good fit for your business\u2026<\/p>\n<p><a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"http:\/\/promotelabs.link\/Stripe noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-11602 size-full\" src=\"https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-front-1.jpg\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" srcset=\"https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-front-1.jpg 800w, https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-front-1-300x171.jpg 300w, https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-front-1-768x438.jpg 768w\" width=\"800\" height=\"456\" \/><\/a><\/p>\n<p>All-in-one payment service provider?\u00a0 Yes. You just need to get a Stripe account in order to get access to all of <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a>\u2019s features. No separate merchant account needed.<\/p>\n<h5>FEES<\/h5>\n<p><a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> comes with a simple, straightforward pricing model.<a href=\"http:\/\/promotelabs.link\/Stripe\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-11604\" src=\"https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-fees-1.jpg\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" srcset=\"https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-fees-1.jpg 800w, https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-fees-1-300x179.jpg 300w, https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-fees-1-768x459.jpg 768w, https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-fees-1-627x376.jpg 627w, https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-fees-1-440x264.jpg 440w\" alt=\"Stripe | Payment Gateway Reviews\" width=\"800\" height=\"478\" \/><\/a><\/p>\n<p><strong>Monthly fee:<\/strong> None<\/p>\n<p><strong>ACH &amp; Bitcoin Rate:<\/strong> 0.8% (Capped At $5)<\/p>\n<p><strong>Debit &amp; Credit Rate:<\/strong> 2.9% + $0.30<\/p>\n<p><strong>Early termination fee:<\/strong> None<\/p>\n<p><strong>PCI compliance fee:<\/strong> None<\/p>\n<p><strong>Equipment lease term:<\/strong> None<\/p>\n<p><strong>Chargeback fee:<\/strong> $15<\/p>\n<p>There is no monthly fee and no setup fee. When you compare the features you get with Stripe\u2019s flat-rate fees, you\u2019ll find it\u2019s a pretty good deal when compared to the more expensive options such as Authorize.net and PayPal Payments Pro.<\/p>\n<p>Funds are held and then released to a merchant account on a rolling basis every seven days. US merchants receive funds every two days on a rolling basis.<\/p>\n<h5>SUPPORTED COUNTRIES<\/h5>\n<p><strong>You can use Stripe if you live in one of its 25 supported countries:<\/strong><\/p>\n<p><strong><br \/>\n<a href=\"http:\/\/promotelabs.link\/Stripe\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-11606\" src=\"https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-25-countries-1-1.jpg\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" srcset=\"https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-25-countries-1-1.jpg 800w, https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-25-countries-1-1-245x300.jpg 245w, https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-25-countries-1-1-768x940.jpg 768w\" alt=\"http:\/\/promotelabs.link\/Stripe\" width=\"800\" height=\"979\" \/><\/a><\/strong><\/p>\n<p>However, you can accept payments from customers who live all over the world.<\/p>\n<h5>MAJOR CREDIT CARDS SUPPORTED<\/h5>\n<p><a href=\"http:\/\/promotelabs.link\/Stripe\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-11607\" src=\"https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-card-type-1.jpg\" sizes=\"auto, (max-width: 733px) 100vw, 733px\" srcset=\"https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-card-type-1.jpg 733w, https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-card-type-1-300x185.jpg 300w\" alt=\"Stripe | Payment Gateway Reviews\" width=\"733\" height=\"451\" \/><\/a><\/p>\n<p><a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> lets you accept all major credit cards if you live in the United States, including Visa&#x2122;, MasterCard&#x2122;, Discover&#x2122;, American Express&#x2122;, Diner\u2019s Club International&#x2122;, and JDB&#x2122;.<\/p>\n<p>If you live outside of the US, your options are slightly more limited.\u00a0 Australian, Canadian, European, Hong Kongese, Japanese, and Singaporean businesses can accept Visa&#x2122;, MasterCard&#x2122;, and American Express&#x2122;.<\/p>\n<p>In addition, you can accept prepaid credit cards of the same type listed above. You can accept payments from anywhere in the world, and in some cases you may be able to charge your customers in their local currencies. Stripe also supports Bitcoin, Apple Pay, Android Pay, and China\u2019s Alipay.<\/p>\n<h5>RECURRING BILLING<\/h5>\n<p>Yes, and there is no additional cost to use this service.<a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"http:\/\/promotelabs.link\/Stripe noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-11608 size-full\" src=\"https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-recurring-billing-1.jpg\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" srcset=\"https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-recurring-billing-1.jpg 800w, https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-recurring-billing-1-237x300.jpg 237w, https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-recurring-billing-1-768x971.jpg 768w\" alt=\"Stripe | Payment Gateway Reviews\" width=\"800\" height=\"1011\" \/><\/a><\/p>\n<h5>ON-FORM PAYMENT<\/h5>\n<p>Yes, and <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> offers a beautiful on-form checkout and payment flow solution\u2026<\/p>\n<p><a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"http:\/\/promotelabs.link\/Stripe noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-11609 size-full\" src=\"https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-on-form-1.jpg\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" srcset=\"https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-on-form-1.jpg 800w, https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-on-form-1-300x125.jpg 300w, https:\/\/promotelabs.com\/blog\/wp-content\/uploads\/2017\/02\/stripe-on-form-1-768x319.jpg 768w\" alt=\"Stripe | Payment Gateway Reviews\" width=\"800\" height=\"332\" \/><\/a><\/p>\n<h5>SECURITY AND PCI COMPLIANCE<\/h5>\n<p>Yes, <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> is PCI-compliant. And with <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a>\u2019s well-built code, merchants can now enable beautiful on-form payment with seamless checkout directly on their sites. Visitors can check out without appearing to leave the site. However, the customers\u2019 sensitive data never passes through the merchant\u2019s site. Instead, it goes securely straight to <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a>. This takes the pressure and liability off the merchant\u2019s shoulders<\/p>\n<p>Do note that your domain will need a security certificate in order to process transactions in this manner.<\/p>\n<p><strong>Can you accept phone orders or manually enter your customers\u2019 payment info?<\/strong><\/p>\n<p>Yes! You can create a charge manually by clicking on the gray \u201c+ Create Payment\u201d link in the upper right corner above your recent payments list on the payments page.<\/p>\n<p>However, <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> has made it clear that accepting phone orders or manually entering charges through your dashboard must ONLY be performed when there are exceptional circumstances preventing you from processing charges using the integrated form on your website. In other words, this cannot be the primary method for processing payments on your account.<\/p>\n<p>WARNING: When you manually enter card information into the Dashboard, <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> isn\u2019t able to verify that you\u2019re keeping this information secure\u2014so you\u2019re responsible for ensuring that you protect your customers\u2019 card information in accordance with the PCI compliance requirements.<\/p>\n<p>What if you don\u2019t have your own Stripe integration set up? In that case you can make use of a secure and reputable third-party integration, such as an invoicing service or online marketplace. This ensures that you\u2019re processing charges in a secure, PCI-compliant manner.<\/p>\n<h5>PLATFORM INTEGRATIONS<\/h5>\n<p>With numerous plugins and ease of integrations, <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> is one of the top all-in-one providers. It is widely used and supported by many platforms. \u00a0In fact, it powers the payment systems behind companies such as Kickstarter, <a href=\"https:\/\/promotelabs.com\/blog\/why-shopify\/\">Shopify<\/a>, Squarespace and more.<\/p>\n<p>To find out if Stripe works within your existing business infrastructure, see their extensions and integrations <a href=\"https:\/\/stripe.com\/works-with\/collections\/stripe-extensions\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n<h5>MOBILE PAYMENTS<\/h5>\n<p><strong>Can you accept <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> payments from your customers in person using your mobile phone?<\/strong><\/p>\n<p>Yes, you can.\u00a0 You\u2019ll need to use the <a href=\"http:\/\/www.shopify.com\/pos\" target=\"_blank\" rel=\"noopener\">Shopify POS<\/a> \u00a0, \u00a0or you can choose other 3rd party solutions listed <a href=\"https:\/\/stripe.com\/docs\/integrations#card-readers\" target=\"_blank\" rel=\"noopener\">here<\/a> .<\/p>\n<h5>CREDIT CARD DATA PORTABILITY<\/h5>\n<p><strong>Can you export data if you decide to leave the platform?<\/strong><\/p>\n<p>Yes. <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> will ask for the PCI-compliant provider to specify which data should be transferred. Best of all, there is no fee associated with this export.<\/p>\n<p><strong>Can you import card numbers from your existing provider to this provider?<\/strong><\/p>\n<p>Yes, in most cases this is possible.\u00a0 You\u2019ll need to check with Stripe customer support to see if it will work in your particular case.\u00a0 Stripe tells us that their \u201cstrong preference with these migrations is to receive the customer data directly from your previous payments provider so as to take the burden off you and to keep everything PCI compliant.\u201d<\/p>\n<p><strong>Who Can Use This Payment Gateway?<\/strong><\/p>\n<p>Many online business owners enjoy using <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a>, especially since it\u2019s so easy to set up and is very powerful for the price. In fact, <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> is a favorite payment gateway provider of many SAAS\u00a0 providers.<\/p>\n<p>Their API is well-documented, easy-to-use and has a good reputation with SAAS providers and developers. Plus with the ability to save credit card information for future use, recurring billing is fairly easy.<\/p>\n<p>If you don\u2019t want to touch code, you don\u2019t have to. That\u2019s because there are many plugins that integrate with WordPress, WooCommerce and many other popular platforms. In many cases, all you need to do is enter your Stripe keys, and in just moments you\u2019ll be ready to accept payments.<\/p>\n<p>Now having said that, not every business can use <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> as their gateway. <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> prohibits businesses that deal with adult content, get rich quick schemes, unauthorized goods, regulated goods, gambling, MLMs, social media followers, and many other high-risk businesses.<\/p>\n<p>Before you consider <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a>, be sure to check their list of prohibited businesses <a href=\"https:\/\/stripe.com\/us\/prohibited-businesses\" target=\"_blank\" rel=\"noopener\">here<\/a>.\u00a0 Also make sure to read their terms <a href=\"https:\/\/stripe.com\/us\/legal\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n<p><strong>What Type Of Support Is Offered?<\/strong><\/p>\n<p>You can reach <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a>\u2019s customer support via email. If you\u2019re a developer, you also have the option of reaching them through an IRC chat.<\/p>\n<p>Please note that <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> does NOT offer telephone support. This lack of telephone support and live chat may be a deal-breaker for some business owners.<\/p>\n<p>Also, do note that they provide a comprehensive how-to guide and other documentation.<\/p>\n<p><strong>What Type of Reputation Does The Provider Have In The Market?<\/strong><\/p>\n<p><a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> was founded in 2010 with a service tailored to merchants with access to web developers who want to customize the application according to their specific payment needs. And in that respect, <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> has done extraordinarily well. \u00a0They are easy-to-use, and we love the smart and beautiful check out flow.<\/p>\n<p>They have a BBB Business Review with an A+ rating. At the time of this writing, there are 362 complaints in the last three years, with 135 complaints closed in the last 12 months.<\/p>\n<p>However, a quick search online shows that <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> does have negative reviews around the web. The common issues we see are related to sudden cancellation of merchant accounts, reserves behind withheld without notice, and difficulty reaching customer support.<\/p>\n<p>Some of these issues may be due to the fact that <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> makes it exceedingly easy to set up an account. They don\u2019t have any set up fees, monthly fees or monthly minimum charges. So that means just about anyone can set up an account and be ready to go in minutes rather than days. The downside is that this apparent ease may also attract high-risk businesses, which may the ones who are having their accounts canceled and funds withheld.<\/p>\n<p>That\u2019s speculation, of course. However, we will say that our experience with <a href=\"http:\/\/promotelabs.link\/Stripe\" target=\"_blank\" rel=\"noopener\">Stripe<\/a> has always been good.<\/p>\n<div class=\"plb\">\n<style>.plb{font-size:18px;line-height:1.75;color:#1f2937}.plb h2{font-size:30px;line-height:1.25;margin:44px 0 14px;color:#0b1726;font-weight:800}.plb h3{font-size:22px;line-height:1.3;margin:28px 0 10px;color:#0b1726;font-weight:800}.plb p{margin:0 0 18px}.plb ul,.plb ol{margin:0 0 20px 22px}.plb li{margin:0 0 10px}.plb a{color:#1a8f3c;text-decoration:underline;text-underline-offset:3px}.plb .qa{background:#f1fbf4;border:1px solid #bfe8cc;border-left:5px solid #2ca749;border-radius:12px;padding:18px 22px;margin:4px 0 30px}.plb .qa b.l{display:block;color:#1a8f3c;font-size:13px;letter-spacing:.14em;margin-bottom:6px}.plb .qa p{margin:0}.plb table{width:100%;border-collapse:collapse;margin:8px 0 26px;font-size:16px}.plb th{background:#0b1726;color:#fff;text-align:left;padding:12px 14px}.plb td{border-bottom:1px solid #e5e7eb;padding:12px 14px;vertical-align:top}.plb tr:nth-child(even) td{background:#f8fafc}.plb .gift{display:flex;gap:20px;align-items:center;background:radial-gradient(600px 220px at 85% -40px,rgba(57,212,102,.35),rgba(11,23,38,0) 70%),#0b1726;border-radius:16px;padding:22px 24px;margin:30px 0;color:#e8eef6}.plb .gift img{width:120px;height:auto;border-radius:10px;flex:0 0 120px}.plb .gift b.t{display:block;color:#fff;font-size:21px;line-height:1.3;margin-bottom:6px}.plb .gift span.s{display:block;color:#c9d4e2;font-size:16px;line-height:1.55;margin-bottom:12px}.plb .gift a.g{display:inline-block;background:#2ca749 linear-gradient(180deg,#45d96d,#25a748);color:#fff!important;font-weight:800;font-size:16px;padding:11px 20px;border-radius:999px;text-decoration:none!important}.plb .note{color:#6b7280;font-size:15px;margin:0 0 22px}.plb .faq h3{font-size:20px;margin:22px 0 6px}@media(max-width:640px){.plb{font-size:17px}.plb h2{font-size:25px}.plb .gift{flex-direction:column;align-items:flex-start}.plb .gift img{width:100%;max-width:280px}}<\/style>\n<div class=\"gift\">\n<div><b class=\"t\">Got the checkout set up? Now get products worth selling<\/b><span class=\"s\">Get White Label and reseller rights to 20 AI software tools, the Marketing Vault and more. Put your brand on finished, proven products and sell them as your own.<\/span><a class=\"g\" href=\"https:\/\/promotelabs.com\/licensing\/\" target=\"_blank\" rel=\"noopener\">See Licensing Options &gt;&gt;<\/a><\/div>\n<\/div>\n<h2>Related reading<\/h2>\n<ul>\n<li><a href=\"https:\/\/promotelabs.com\/blog\/stripe-vs-paypal\/\">Stripe vs PayPal for digital products<\/a><\/li>\n<li><a href=\"https:\/\/promotelabs.com\/blog\/best-payment-gateway-digital-products\/\">Best payment gateways for digital products<\/a><\/li>\n<li><a href=\"https:\/\/promotelabs.com\/blog\/payment-gateway-processor-reviews\/\">Payment gateway reviews and comparisons<\/a><\/li>\n<li><a href=\"https:\/\/promotelabs.com\/blog\/authorize-net-payment-gateway-review\/\">Authorize.Net review<\/a><\/li>\n<li><a href=\"https:\/\/promotelabs.com\/blog\/2checkout-2co-payment-processor-review\/\">2Checkout (Verifone) review<\/a><\/li>\n<\/ul>\n<h2>Frequently Asked Questions<\/h2>\n<div class=\"faq\">\n<h3>How much does Stripe charge per transaction?<\/h3>\n<p>In the US, Stripe charges 2.9% + 30 cents per successful online card payment. International cards and currency conversion add extra percentage fees.<\/p>\n<h3>Does Stripe have a monthly fee?<\/h3>\n<p>No. Standard Stripe pricing has no setup, monthly or cancellation fee. Optional products such as Billing or Tax have their own fees.<\/p>\n<h3>Is Stripe good for selling digital products?<\/h3>\n<p>Yes. Stripe is quick to set up and connects to most carts, membership sites and funnel builders, which makes it a popular choice for courses, software and downloads.<\/p>\n<h3>Is Stripe cheaper than PayPal?<\/h3>\n<p>For standard US online card payments Stripe is usually the same or a little cheaper than PayPal, and PayPal checkout buttons often cost more per sale. Compare current rates for your country and average order size.<\/p>\n<\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How much does Stripe charge per transaction?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In the US, Stripe charges 2.9% + 30 cents per successful online card payment. International cards and currency conversion add extra percentage fees.\"}},{\"@type\":\"Question\",\"name\":\"Does Stripe have a monthly fee?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Standard Stripe pricing has no setup, monthly or cancellation fee. Optional products such as Billing or Tax have their own fees.\"}},{\"@type\":\"Question\",\"name\":\"Is Stripe good for selling digital products?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Stripe is quick to set up and connects to most carts, membership sites and funnel builders, which makes it a popular choice for courses, software and downloads.\"}},{\"@type\":\"Question\",\"name\":\"Is Stripe cheaper than PayPal?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"For standard US online card payments Stripe is usually the same or a little cheaper than PayPal, and PayPal checkout buttons often cost more per sale. Compare current rates for your country and average order size.\"}}]}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Updated for 2027 by the PromoteLabs team. The 2027 summary below is current; our original review follows it. QUICK ANSWER Stripe is one of the easiest ways to take card payments online. In the US it charges 2.9% + 30\u00a2 per successful online card payment, with no setup or monthly fee, so you only pay [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":11675,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":"","tve_updated_post":"","tve_custom_css":"","tve_user_custom_css":"","tve_globals":{},"tcb2_ready":0,"tcb_editor_enabled":0,"tve_landing_page":"","_tve_header":"","_tve_footer":""},"categories":[40],"tags":[115,49],"class_list":["post-11672","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-review-and-feature-guides","tag-payment-processor-review","tag-review-comparison","post-wrapper","thrv_wrapper"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Stripe Review 2027: Fees, Features, Pros &amp; Cons<\/title>\n<meta name=\"description\" content=\"Stripe charges 2.9% + 30\u00a2 per US online card payment with no monthly fee. 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